Purchase vs Lease A New Acura St Louis | Buying & Leasing Acura St Louis

Acura Lease Return St Louis

Leasing an Acura St Louis comes with many advantages you may not know about.

Here are some common questions and answers about leasing.

Q. Is there a limit to the number of miles I can drive with a lease?

A. When you lease an Acura, you have choices. The most popular plans allow for 12,000 miles or 15,000 miles per year, however you may opt to purchase additional mileage to suit your personal driving needs. Paying for additional miles up-front is often less costly than at the end of your lease.

Q. I drive a lot of miles; isn’t it better to purchase?

A. If you drive a lot of miles, leasing an Acura makes better sense than purchasing one because when you lease, you can trade in your vehicle frequently. If you drive a lot of miles and purchase your vehicle, you may end up “paying” a lot more for the miles you’ve driven with a lower trade-in value when the time comes to purchase your next car.

Q. Am I protected with a lease in case my Acura is deemed a total loss because of theft or an accident?

A. Yes. All of our leases include Guaranteed Asset Protection (GAP) coverage, which covers the difference between what you owe on your lease and what your insurance pays should your vehicle be stolen or deemed a total loss in an accident.

Q. Don’t I have to pay for wear-and-use charges?

A. Acura leases include a $1,500 Excessive Wear and Use Waiver, which should more than cover most drivers. And consider this: If you purchased your vehicle, wear-and-use (those door dings and upholstery tears) could cost you in the form of a lower trade-in value. Leasing can actually be more forgiving when it comes to wear and use.

Q. Doesn’t it make more sense to own my vehicle?

A. Less than 20% of customers who get a 5-year loan keep their vehicles long enough to pay off the loan. When you lease an Acura, not only do you enjoy all the benefits of leasing, but you have several options at lease-end: you can purchase the vehicle, extend your current lease, or lease a new vehicle. The choice is yours.



Leasing is for you if:

  • You want to drive new Acura vehicles but want to wait to decide whether to buy them, drive them longer, or drive new Acura vehicles
  • You want to drive new Acura vehicles every few years
  • You want lower up-front costs and lower monthly payments
  • You want a guaranteed purchase price should you decide to purchase or sell your Acura vehicles at lease-end

Advantages of Leasing

  • Customers can enjoy low up-front costs and low monthly payments
  • In Missouri, customers will only pay sales tax on the cost of the vehicle for the term of their contracts and their sales tax is spread over their monthly payments
  • Customers can include peace-of-mind vehicle service contracts in their monthly payments
  • Options. At lease-end, customers can extend their current lease or lease or purchase another Acura
  • Flexibility. Lease terms from 24 to 60 months
  • Protection. Automatically included $1,500 Excessive Wear and Use Waiver and GAP coverage
  • Customer will know in advance the guaranteed purchase price of their Acura at lease-end
    • If their Acura is valued at more than the guaranteed purchase price, they can still purchase it for the guaranteed purchase price at lease-end
    • If their Acura is valued at less than the guaranteed purchase price, they can simply return it to their dealer, extend their lease, or lease or purchase a new vehicle


Purchasing is for you if:

  • You hope to eventually convert your vehicles into cash by selling or trading them in
  • You think you will drive your vehicles more than five years
  • You eventually want to pay off your vehicles in full

Advantages of Purchasing

  • Customers will own their Acura vehicles at the end of their terms – they can keep them, trade them in, or sell them
  • Customers can include peace-of-mind vehicle service contracts in their monthly payments
  • Options. Customer can keep their Acura vehicles, trade them or sell them at any time
  • Flexibility. Finance terms from 24 to 84 months
  • Customers who purchase Acura vehicles will have made smart investments as Acura vehicles have the best resale values
  • Customers can use the equity in their vehicles to sell them or trade them in for new Acura vehicles